Rules that raise alerts into the queue. Tune sensitivity against observed false-positive rates.
| Rule | Typology | Threshold | Sensitivity | 30d triggers | FP rate | State |
|---|---|---|---|---|---|---|
Threshold Evasion STR-THRESHOLD-EVASION-v3 | Structuring | ≥3 deposits within 90–100% of ₦5M CTR | high | 412 | 71% | |
Rapid Pass-Through PASSTHROUGH-RAPID | Layering | In and out within 30 min, ≥₦5M | high | 188 | 63% | |
High-Value New Counterparty WIRE-NEW-CPTY-HIGHVAL | Layering | First wire ≥₦40M to new beneficiary | medium | 96 | 82% | |
PEP Adverse Media PEP-ADVERSE-MEDIA | PEP | PEP match + adverse media in 12 months | high | 34 | 44% | |
High-Risk Corridor GEO-HIGHRISK-CORRIDOR | Geographic | Wire via FATF grey-list correspondent | medium | 71 | 77% | |
Cash Business Mismatch CIB-TURNOVER-MISMATCH | Cash-intensive | Deposits exceed declared turnover by ≥15% | low | 240 | 90% | |
Dormant Reactivation DORMANT-REACTIVATION | Behavioral | Dormant ≥12 months, then ≥₦10M throughput | medium | 52 | 68% | |
Inbound Velocity Burst VELOCITY-INBOUND-BURST | Velocity | ≥30 inbound transfers in 24h | low | 610 | 95% |